{"id":9723,"date":"2014-04-01T17:58:47","date_gmt":"2014-04-01T17:58:47","guid":{"rendered":""},"modified":"2014-04-01T17:58:47","modified_gmt":"2014-04-01T17:58:47","slug":"insurance_industry_sold_its_soul_to_obama","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2014\/04\/01\/insurance_industry_sold_its_soul_to_obama\/","title":{"rendered":"Insurance Industry Sold Its Soul to Obama"},"content":{"rendered":"

\"Listen<\/a><\/p>\n

RUSH: Here\u2019s Frank in Grand Rapids, Minnesota. Hey, Frank, great to have out program. Hi.<\/p>\n

CALLER: Hi, Rush. I thought this would be a quicker way to talk to the president by calling you on my cell phone. I believe that Ted Cruz is exactly right<\/a>, in the sense that Obama has not addressed the issue of health care. I think he has made out by trying to scare Americans<\/a> into participating in Obamacare<\/a> by saying, “If you have a medical issue, you could financially be decimated,” which is true. <\/p>\n

RUSH: “One sickness away from bankruptcy,” Obama said.<\/p>\n

CALLER: Right. But I would say that our main problem with health care — which is a great system, but this is my opinion — is the insurance companies have driven the cost of health care out of sight. So, in fact, he is really protecting the insurance companies and what they\u2019re charging and is giving the bill to working Americans.<\/p>\n

RUSH: Well, there is some truth to that. Why do you think that is?<\/p>\n

CALLER: Well, it\u2019s human. It certainly was easy for him.<\/p>\n

RUSH: Well, no, let\u2019s take your premise. If he\u2019s protecting the insurance companies and making sure that premiums go up and stay up and the American people getting socked for it, why would Obama do that, do you think? When he was trying to make everybody think it\u2019s gonna be cheaper, $2500 premium cheaper, keep your doctor, keep your plan… I mean, he\u2019s lying left and right over this thing, while the insurance companies are, at the moment, enjoying these new higher premiums.<\/line><\/p>\n

CALLER: Well, by their own definition, doesn\u2019t that make him a Republican because he\u2019s defending Big Business?<\/p>\n

RUSH: No.<\/p>\n

CALLER: Well, I\u2019m just… I obviously just made a joke. But I mean —<\/p>\n

RUSH: Let me take over here, because you\u2019ve got a good point. I don\u2019t know if you know it or not, but you\u2019ve got a good point. The first premise that you stated, though, I would disagree with. You said the insurance companies have driven up premiums in our health care system. I don\u2019t think that\u2019s true.<\/p>\n

I mean, they\u2019ve clearly played a role, but it\u2019s the government being involved. It is the magic of the third-party payer that has made many Americans think it\u2019s free. So the patient doesn\u2019t have to be worried about what things really cost. It\u2019s not true for everybody.<\/p>\n

But a lot of Americans have not worried what things cost as they would if they were paying for it out of pocket, because the insurance is paying for it. Now, the part that they had to pay of each illness or trip to the doctor or whatever was probably ridiculously expensive, but it was only a small percentage of the total bill, so they were able to rationalize it. <\/p>\n

“And thank God for insurance or I wouldn\u2019t be able to afford any of this.” So the insurance companies benefited that way. But it\u2019s the government being involved that has driven prices up. In any other insurance field, like auto, or life, or what have you, you don\u2019t have anywhere near commensurate prices. But health insurance is through-the-roof obscene.<\/p>\n

Now, is the government involved in auto insurance? No. Is the government involved in life insurance? No. Is the government involved in any other kind of insurance for the most part other than health care? No. So I think the root of the problem here has been government for 50 years being involved in this. I mean, it\u2019s just ballooned and steamrolled and snowballed to the point that Americans felt their boss was paying for it.<\/line><\/p>\n

It was a benefit, or the insurance company was paying for it. But whatever, at some point in our past, health treatment and paying for it ceased to have any linkage to the market. Now, in any other walk of life — be it buying a car, or renting a hotel room, or buying anything — there are tiers of prices based on what people can afford. There are cheap hotels; there are five-star hotels. <\/p>\n

But if you want a hotel room somewhere there\u2019s gonna be one you can afford. It\u2019s priced that way. The market works. And the vast majority of hotel rooms anywhere are going to be middle range, lower range price. That\u2019s what people could afford. That\u2019s what people have indicated they\u2019re willing to pay. Imagine if there was government hotel insurance.<\/p>\n

And let\u2019s say that some Democrat someday decided that everybody was entitled to a five-star hotel room whenever they stay in a hotel, and that if you couldn\u2019t afford it you were gonna get hotel insurance and somebody\u2019s gonna pay for it for you. Soon, it wouldn\u2019t take long before the price of a five-star hotel room would not be based on what people could pay for it. <\/p>\n

Well, at some point in our past, health care ceased to have anything to do with affordability. Too many people were making too much money. It didn\u2019t matter. The person actually getting the treatment wasn\u2019t the end payer, so there didn\u2019t have to be any market force or market relationship. And the quickest fix for health care is to return to market-force-based cost. <\/p>\n

That\u2019s based on what people can afford. Nobody gets paid if people can\u2019t afford the price. Nobody\u2019s gonna sell X if people (the market they\u2019re being aimed at) can\u2019t afford it. Well, that ceased mattering in health care 30\/40 years ago, and as that ceased, the assumption was that the cost didn\u2019t matter because you had health insurance. Somebody else was paying for it. Other people\u2019s money was paying for it.<\/p>\n

Somebody you\u2019d not even known was paying for it. But somebody was paying for it. And then you came to think you were entitled to it because you kept hearing, “Well, my God! If our Constitution provides you a lawyer when you can\u2019t afford one, then by God they ought to provide you a doctor when you get sick!” Everyone said, “Yeah, right on, Zeke!” So everybody started to think it was an entitlement. <\/p>\n

When you got sick, the United States of America owed you a doctor. <\/p>\n

When you needed an operation, the United States of America owed you the operation.<\/p>\n

Because you\u2019re an American!<\/p>\n

When you needed a tooth pulled, the United States of America owed you. And then when you needed to go get medicine for whatever, the United States of America owed you that medicine. And that became the mind-set of millions and millions of America, exactly as designed by the American left and the Democrat Party. Soon, it didn\u2019t take long, health care expenses ballooned to the point that very few people could afford it on their own. Well, that wasn\u2019t the way health care was for the vast majority of hundreds of years of this country. <\/p>\n

For the vast majority of time in this country, health care was affordable. The things that weren\u2019t, of course, were emergencies, catastrophic events, long term. And that\u2019s what you had insurance for, was the stuff you couldn\u2019t afford. But it didn\u2019t take long people had insurance for what they could afford, which makes no sense whatsoever. Health care ought to be like anything else. You want it, you pay for it. Like I\u2019m sick right now. I\u2019ll just use myself. I\u2019ve got a cold. I\u2019m not gonna waste anybody\u2019s money, nor mine, going to the doctor. I know what\u2019s going on. But the way it is now, on the first day of something like this everybody trucks off to the doctor, demands a test, demands an examination and some medicine, and they think somebody should pay for it. And you can\u2019t blame people, it\u2019s human nature.<\/p>\n

When people think that they\u2019re entitled to something because they\u2019ve been told and they have voted for people who have promised them that they\u2019re entitled and they\u2019re gonna have access to all this. But the fact that most of health care is priced beyond the average American\u2019s ability to pay is the single problem that needs to be fixed. And if were it, then you wouldn\u2019t need the government making things fair or right or any of that, just like you don\u2019t need the government selling auto insurance. The government wasn\u2019t involved in any business. They couldn\u2019t be involved. The Fourth Amendment. They were not allowed to require people to buy things or services. <\/p>\n

<\/a>Now, the second question that I asked you, why would Obama be ensuring high prices for the insurance companies? Why in the world in all of this wouldn\u2019t Obama be trying to guarantee low prices for his voters? That\u2019s what he promised \u2019em. But instead the insurance companies are benefiting. But if you talk to them, some of them are, some of them are not. But as premiums skyrocket and health insurance companies decide to get out of various segments of the business, it is clear that what\u2019s happening here. Obama needed the insurance companies and the hospitals from the very first days of trying to sell this. He needed them on board for his massive health care reform. He needed them to be partners in the advertising. He needed them to be partners in the message. <\/p>\n

If you\u2019re an insurance company and here you\u2019ve got Barack Obama and he\u2019s promising that every American, by law, is gonna have to have insurance, you are an insurance company, you don\u2019t have to do anything. The president is giving you 35, 43, whatever the number is, million brand-new customers, and you don\u2019t have to do one penny\u2019s worth of advertising. All you gotta do is support the president. <\/p>\n

So even if you are a conservative ideological guy, you run an insurance company, on the one hand you\u2019ve got the dilemma, oh, my God, the government\u2019s getting big and intrusive and it\u2019s getting involved in my business. On the other hand, they\u2019re gonna deliver me 35 to 40 million new customers and I don\u2019t have to do jack whatever for it? What do you think that guy\u2019s gonna do? They partnered with Obama and he\u2019s paying them off, before he wipes them out. That is where this is eventually headed. <\/p>\n

In a number of years, maybe a decade, a little longer, if nothing changes here, there isn\u2019t gonna be a private sector health insurance market except for the very few who are very wealthy. They will always be able to buy what they want. But you won\u2019t. There won\u2019t even be health insurance, really. The government will act as the payee. The single payer. You will have your Medicare card and whenever you get sick, here\u2019s what\u2019s gonna change. For the first time in your life, you\u2019re not gonna be treated, depending on various factors: your age, your overall health, how you voted, who knows how they\u2019ll do it. <\/p>\n

Right now the assumption is, \u2019cause the Democrats care, is that everybody gets health care. Once the government totally controls it is when the death panels come into forefront existence, and that is where your mother at age 95 will be turned down for a pacemaker because it\u2019s cost prohibitive to spend that kind of money on somebody that\u2019s gonna only live a year or two, statistically. So, here, give her a pain pill and tell her to chill out. Obama\u2019s already said that\u2019s what they\u2019re gonna end up doing. He said that on prime time TV on ABC back in 2010. <\/p>\n

When the government has full control over this is when an increasing number of sick people are not going to be treated. That\u2019s where this is all headed. Right now, Obama needs the insurance companies working with these exchanges, so he\u2019s keeping prices up to make it worth their while. Each developing stage of this is gonna make insurance companies less and less necessary. I don\u2019t know whether they know it or not, the insurance companies. I have to assume they\u2019re not idiots and they know it and they\u2019re just trying to make their big score while they can \u2019cause they know what\u2019s coming their way. But they sold their souls back in 2010 for this. Some did, not all, but some did. <\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: You know, the brother of Rahm Emanuel, named Ezekiel Emanuel, is a doctor. He\u2019s intimately involved in Obamacare, and he wrote a piece in the New Republic<\/a>, liberal journal of opinion that was published on March 2nd of this year. “Insurance Companies as We Know Them Are About to Die — and Here\u2019s What\u2019s Going to Replace Them.” That\u2019s the headline. And the last line, the final line of Zeke Emanuel\u2019s piece in the New Republic is, quote, “So be prepared to kiss your insurance company good-bye forever.”<\/p>\n

From earlier in the article: “In January 2012 Jeffrey Liebman and I predicted in The New York Times the end of health insurance companies by 2020. We might have been a bit optimistic — or provocative. But it is certain they will end. Insurance companies will largely cease to be the middle man — taking premiums, paying providers, saying no to consumers, and making a profit — that we blame.”<\/p>\n

We\u2019re gonna get rid of \u2019em. We don\u2019t need the middleman. We don\u2019t need somebody else profiting. We\u2019re just gonna eliminate \u2019em. It\u2019s gonna be you and your government. There won\u2019t be any insurance companies. So Obama basically needed the insurance companies to willingly go along with their own suicide. And as many of them as he could convince that they were not committing suicide, of course, he did. Some of them knew what was in store for them and said, “Okay, we\u2019re gonna score while we can.” But none of them that I know of are actually fighting to hold on. <\/p>\n

Who can oppose the government? If the government wants to wipe you out, and you\u2019ve got an activist government like this Regime, the odds are they\u2019re gonna succeed in wiping you out. So the insurance companies are going along with their own suicide, but it\u2019s gonna take some years, and in the process Obama\u2019s promised \u2019em big money. And they are availing themselves of that chance.<\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: Here\u2019s Frank in Grand Rapids, Minnesota. Hey, Frank, great to have out program. Hi. CALLER: Hi, Rush. I thought this would be a quicker way to talk to the president by calling you on my cell phone. 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