{"id":9618,"date":"2014-04-11T17:26:48","date_gmt":"2014-04-11T17:26:48","guid":{"rendered":""},"modified":"2014-04-11T17:26:48","modified_gmt":"2014-04-11T17:26:48","slug":"subsidy_means_your_neighbor_pays_for_you","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2014\/04\/11\/subsidy_means_your_neighbor_pays_for_you\/","title":{"rendered":"Subsidy Means Your Neighbor Pays for You"},"content":{"rendered":"

\"Listen<\/a><\/p>\n

RUSH: I\u2019ve been holding this story since I found it on February 19th. It\u2019s from a website called Medscape. Here\u2019s the headline, and this is what intrigued me. “Insurance Exchanges Limit Access for Patients With Blood Cancer.” I said, “Whoa.” So I read it. Here are the highlights: Although Obamacare “will make it easier for patients with leukemia and lymphoma to obtain health insurance, it could inadvertently limit their access to care. <\/p>\n

“According to a new report commissioned by the Leukemia & Lymphoma Society<\/a> (LLS), a number of the health plans that are participating in the insurance exchanges offer limited access to National Cancer Institute (NCI)-designated cancer or transplant centers. This will substantially raise out-of-pocket costs for patients.” <\/p>\n

It\u2019s just another example of the horror story we\u2019re getting out of Obamacare<\/a>. Premiums are doubling, copays or the deductibles are tripling. In some cases, you get insurance but your hospital is not in the network. In some cases, you get insurance but your doctor is not in the network. In some cases, you get insurance but you\u2019re not treated. That\u2019s what\u2019s happening here.<\/line><\/p>\n

“‘Qualified health plans are sporadic at best and ineffective in covering NCI transplant and cancer centers,\u2019 said Brian Rosen, JD, senior vice president of public policy at the LLS. ‘For example, in New York, we looked at major insurers in the exchanges and found that Memorial Sloan Kettering was not covered by many of them.'”<\/p>\n

Memorial Sloan Kettering is where you want to end up. <\/p>\n

Folks, that\u2019s why what you\u2019re doing today matters. It\u2019s the kind of thing that helps overcome what has now become an obstacle in the nation\u2019s health care system.<\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: Open Line Friday. Back to the phones. This is Eric in Medford, Oregon. Hello, sir. Great to have you here.<\/p>\n

CALLER: Hi. Thank you. Hey, I was calling just to say — and I\u2019ve been trying to say it to really just about anybody — my problem with Obamacare isn\u2019t so much that everybody ought to have health insurance. I\u2019m for that. But he billed it as being “affordable,” and speaking for myself just in the state of Oregon, it\u2019s not affordable. <\/p>\n

The minimum plan you can get under the Obamacare plan is about $400 a month. I feel as though it\u2019s much like when they made automobile insurance mandatory. They made it mandatory for you to have it, but they never set a limit on what could be charged for it, and in the state of Oregon, you know, $400 a month for somebody who\u2019s making the minimum wage, that\u2019s huge.<\/p>\n

RUSH: I know. That\u2019s why they call it the Affordable Care Act. That\u2019s part of the lie. It isn\u2019t affordable. But that\u2019s why the government\u2019s out there giving subsidies. Do you qualify for a subsidy? See, the trick is, you can\u2019t afford it unless your neighbors help you buy it. That is the hook: Subsidies.<\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: Eric in Medford, Oregon, hung up after he asked the question and made a good point. Obamacare\u2019s not affordable. The Affordable Care Act isn\u2019t affordable. Obama knows that. He lied about this $2,500 premium reduction. He lied.<\/p>\n

He told you three years, “You can keep your doctor if you like your doctor. You can keep your plan if you like your plan.” If I had a member of the Regime here — for example, if I had the strikingly beautiful and attractive young new secretary of Health and Human Services, Sylvia Burwell (ahem<\/a>) — she would say, “Well, that\u2019s why we have subsidies.<\/p>\n

“For those of you who can\u2019t afford it, we are offering subsidies.” Now, here\u2019s how the subsidy works. To qualify for a subsidy, you have to earn no more than 400% of the federal poverty level. A family of four, you can qualify for a subsidy, I think, if you earn 87 grand. If your family income\u2019s $87,000, you can qualify for a subsidy. <\/line><\/p>\n

Now, what is a subsidy? <\/p>\n

A subsidy is your neighbors paying what you can\u2019t afford. <\/p>\n

(New Castrati impression) “That\u2019s not what it is, Mr. Limbaugh! That\u2019s not it at all. It\u2019s the federal government pays it.” <\/p>\n

Oh, I\u2019m sorry, Mr. New Castrati. You\u2019re right. The federal government is paying it. But, Mr. New Castrati, where does the federal government get its money? It prints it or it takes it from the people somehow, some way. It is your neighbors, your friends, and people you don\u2019t know who are paying what you can\u2019t afford.<\/p>\n

And, by the way, according to the latest numbers, if they\u2019re believable — whatever the number of enrollees — four out of five enrollees are on subsidies. Four out of five. The latest projected Obamacare cost is $2 trillion. The question has been raised, “Well, look, got 30 or 40 million people are uninsured. <\/p>\n

“Why didn\u2019t we just subsidize them instead of totally blowing up the health care system?<\/p>\n

We could have just taken $300 billion and pay for it and insure \u2019em and be done with it.” But that would not give the Regime control over the population. That would not give them control over one-sixth of the economy. <\/p>\n

That was just a ruse to get people to support it based on compassion, so forth. “Oh, we\u2019re gonna help you the uninsured? Oh, wonderful!” Eighty-three percent of enrollees are getting subsidies right now. It\u2019s not just a welfare program; it\u2019s a transfer of wealth program. It is wealth redistribution, disguised as a health care plan. <\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: Andrew in Flemington, New Jersey, welcome to the program, sir. Open Line Friday. Hello.<\/p>\n

CALLER: Well, thank you for taking my call.<\/p>\n

RUSH: You bet, sir.<\/p>\n

CALLER: I would like to propose a solution to the Affordable Health Care Law. I think what we should do is bring in one person from every state, sit \u2019em down in a room, and ask \u2019em a very simple question. What are the problems with the health care industry and what are your solutions? The 50 people we bring in are zero lawyers, zero lobbyists, zero politicians. We should bring in 15 nurses. Nurses are the backbone of the health care profession. They know this stuff inside and out; they know the problems and the solutions.<\/line><\/p>\n

RUSH: Yeah, we\u2019ve heard from the nurses on this.<\/p>\n

CALLER: Pardon me?<\/p>\n

RUSH: Well, what do you think they would say? You got an idea? What would you say to fix it?<\/p>\n

CALLER: Well, I don\u2019t pretend to know the health care system. I mean, I think we should rely on the people that do know it and not the politicians. The politicians pretend that they know the inner workings of the health care profession.<\/p>\n

RUSH: You know, I think that\u2019s right. Isn\u2019t it amazing? They also claim to know they know the oil business better than the people run that. They also know the energy business better than people that run that. They know the weather and the climate business better than the people in that business.<\/p>\n

CALLER: Oh, absolutely. They\u2019re an expert on whatever you want to ask \u2019em about. We should actually rely on the nurses. They know this stuff.<\/p>\n

RUSH: Well, I agree. Rely on the professionals in the businesses, people that run the hospitals, people that run doctor\u2019s offices, doctors, nurses, and so forth. But Obama co-opted great numbers of those people in the process of selling them. It was a great lure to be tapped by the president to help him advance his health care reform act, and a lot of people thought that it was actually gonna be good health care reform.<\/p>\n

There\u2019s this giant lure to being so close to tower and being tapped by the president, to be able to go to the Rose Garden, stand behind him in your official white doctor coat. That picture alone sent the signal to a lot of people that this was good and okay. But Obama knows more than any of these nurses — and this new Health and Human Services secretary, she does, too. <\/p>\n

That\u2019s what we are supposed to believe.<\/p>\n

Andrew, I thank you for the call. <\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: Here is Wayne in Lawrence, Michigan. Great to have you. I\u2019m glad you called, sir. Hi.<\/p>\n

CALLER: Hi, Rush. Thanks for taking my call.<\/p>\n

RUSH: You bet.<\/p>\n

CALLER: Hey, I just want to tell you about something I don\u2019t hear everybody talking about with the subsidies for the Obamacare premiums. I have a daughter turning 26 in a few months, so she\u2019s gonna have to get off my policy and get her own. Her income was based on a subsidy, but because she lives in my home, she has to go by my income. That means her premium is gonna be 10 times higher than if she was on her own, even though I\u2019m not paying her bill.<\/line><\/p>\n

RUSH: Wait, wait. I\u2019m not sure I understood this. Her premium or your premium is gonna be 10 times higher?<\/p>\n

CALLER: Hers is.<\/p>\n

RUSH: When she moves out?<\/p>\n

CALLER: No. When she turns 26, she leaves my insurance and has to purchase her own.<\/p>\n

RUSH: Okay.<\/p>\n

CALLER: And it\u2019s not based on her income. Even though she\u2019s the only one paying the premium, she has to use my income because she lives in my home.<\/p>\n

RUSH: Right, so she will or will not qualify for the subsidy?<\/p>\n

CALLER: She will not qualify. She\u2019ll end up paying a high premium even though she does not make a lot of money.<\/p>\n

RUSH: Well, that kind of confuses me. I don\u2019t know what her being or not being on your policy would have to do with it. She\u2019s out on her own. If she makes more than 400% of the poverty level, then she would not qualify for a subsidy. Anything less than that and she will. Well, hell, I don\u2019t know what happens. Your income, I don\u2019t think, has anything to do with it.<\/p>\n

CALLER: It does. When you go, they ask for the entire household\u2019s income, to base their premium.<\/p>\n

RUSH: Yeah, I would think your household income would not qualify you for a subsidy \u2019cause you\u2019re way above, if you\u2019re combining incomes.<\/p>\n

CALLER: Yeah, but why should she be penalized based on my income for her premium?<\/p>\n

RUSH: I\u2019m not sure I understand. Are you able to get a subsidy now? Is she able to get a subsidy now and when she gets off your policy, she won\u2019t be able to get a subsidy?<\/p>\n

CALLER: No. I work for a company that provides us insurance as a family.<\/p>\n

RUSH: Right.<\/p>\n

CALLER: But when she turns 26, she\u2019s no longer on that and has to purchase her own.<\/p>\n

RUSH: Right.<\/p>\n

CALLER: It will not be based just on her income. If she lived in an apartment on her own, she would get a subsidy. But because she lives in my home she has to pay full price, even though I\u2019m not helping pay the bill.<\/p>\n

RUSH: I am totally confused. The numbers aren\u2019t making sense to me. I don\u2019t know why she\u2019s being penalized. That\u2019s what I can\u2019t figure out. (interruption) It doesn\u2019t. This doesn\u2019t make any sense. That\u2019s what I\u2019m having trouble figuring it out. It doesn\u2019t make any sense. Why in the world should she be penalized simply because she\u2019s now old enough to get kicked off of your policy? She still should qualify for the subsidy if the formula fits her.<\/line><\/p>\n

CALLER: Well, the formula doesn\u2019t fit her because they have to use my income as well as hers combined.<\/p>\n

RUSH: Oh. Oh. Okay. Even though she\u2019s not on your policy, they count your income.<\/p>\n

CALLER: Correct.<\/p>\n

RUSH: Because she\u2019s living at home, she\u2019s considered part of the family income.<\/p>\n

CALLER: Yes.<\/p>\n

RUSH: Okay. That\u2019s where I got confused \u2019cause I thought you said earlier in the call she didn\u2019t live with you. That\u2019s what I was having trouble figuring out.<\/p>\n

CALLER: I\u2019m sorry. She does.<\/p>\n

RUSH: Okay. Okay. Well, I\u2019ll guarantee you that whoever wrote this stupid monstrosity does not even know that. This is one of the countless millions of things, unintended consequences that they had no clue was gonna happen. All they wanted — the only thing they wanted, Wayne — was the political salesmanship involved in, “You can stay on your parents\u2019 policy until you\u2019re 26.”<\/p>\n

CALLER: Yeah.<\/p>\n

RUSH: They just wanted the young person\u2019s vote, and they wanted family votes, supporting kids. Now all of a sudden she turns 26 and she can\u2019t stay on your policy, but she\u2019s under your roof. Uh-oh. I guarantee you, since all of this is political, this is not based on anything that makes fiscal financial sense at all. No aspect of this makes any kind of dollars and cents sense. <\/p>\n

CALLER: Not at all.<\/p>\n

RUSH: It was all political. That\u2019s what you\u2019ve run up against here. I apologize for being so thickheaded. I misunderstood. I thought she was not living with you. Maybe that\u2019s the answer: Move out. You know, because 400% of the poverty level for family of four is $95,400. So anything under that, you qualify for a subsidy. I\u2019ll guarantee you, 400% of the federal poverty level for family of one $47,000 a year. <\/p>\n

So if she makes over 47K, she wouldn\u2019t qualify. If she makes under 47K, she would, and only you know the answer to that question. But I guarantee you the reason why this doesn\u2019t makes sense is because it doesn\u2019t make sense, and the whole thing was political. It\u2019s just like the preexisting condition thing, purely a political sales point to get votes. It wasn\u2019t based on actual preexisting condition compassion. <\/p>\n

None of what they do is. <\/p>\n

It was all politicized. Everything is politicized. Please, ladies and gentlemen, if there is one thing and only one thing that you take away from this program for however many years you listen, everything the Democrat Party does — everything, every issue, every supposed act of kindness and compassion — it is all political. And by that, I mean, it has a political intention.<\/p>\n

It\u2019s part of a political agenda to advance the interests of the Democrat Party, not you. There\u2019s no way a 25-year-old person is a child. There\u2019s no way a 26-year-old person is a child. But for the purposes of the Democrat Party, all of a sudden everybody 25 or under is a child so that they can stay on their parents\u2019 policy. Well, that…<\/p>\n

“Wow, I love the Democrats, man! They really care about me and my family. I\u2019m voting for them. Those Republicans don\u2019t care.” That\u2019s the objective of that. What happens to your daughter now? I\u2019m sure it\u2019s a problem for \u2019em because she may not be happy with the Regime, but they got what they wanted out of it at the time.<\/p>\n

This is how they\u2019re gonna be dealing with the fix. Every fix is gonna be political. That\u2019s why all the delays; that\u2019s why all the waivers. It\u2019s all political. It isn\u2019t based on you having better coverage. It isn\u2019t based on you having better insurance. It isn\u2019t based on you getting treated and it isn\u2019t based on fairness. It\u2019s based on, “How does the Democrat Party enhance, improve, entrench its power?” <\/p>\n

Period. <\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: I\u2019ve been holding this story since I found it on February 19th. It\u2019s from a website called Medscape. Here\u2019s the headline, and this is what intrigued me. “Insurance Exchanges Limit Access for Patients With Blood Cancer.” I said, “Whoa.” So I read it. 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