{"id":9272,"date":"2014-05-23T18:35:03","date_gmt":"2014-05-23T18:35:03","guid":{"rendered":""},"modified":"2014-05-23T18:35:03","modified_gmt":"2014-05-23T18:35:03","slug":"caller_encounters_flood_of_hidden_taxation","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2014\/05\/23\/caller_encounters_flood_of_hidden_taxation\/","title":{"rendered":"Caller Encounters Flood of Hidden Taxation"},"content":{"rendered":"

\"Listen<\/a><\/p>\n

RUSH: Here\u2019s Mike in Melbourne, Florida. Mike, you\u2019re next on Open Line Friday. Hello.<\/p>\n

CALLER: Good afternoon, Rush. Thank you for taking my call.<\/p>\n

RUSH: You bet, sir.<\/p>\n

CALLER: We need to talk about a new government scheme involving flood insurance that\u2019s going to victimize more and more people across the country. As you know, the government is the sole provider of flood insurance policies. Well, it turns out that FEMA is in the process of redrawing all of their boundaries to determine who is in a flood-hazard zone and who isn\u2019t. Well, a few days ago I received a letter from my mortgage company saying that FEMA had informed them that my property is now in a flood-hazard zone and federal law required them to force me to purchase flood insurance. I\u2019ve looked online, and there is, in fact, such a law. It\u2019s called the National Flood Insurance Reform Act of 1994.<\/p>\n

RUSH: The “reform act” makes you a new customer.<\/line><\/p>\n

CALLER: Yes. What it does is it requires anyone with a government-backed mortgage to secure flood insurance if at any time during the loan the property becomes located in a flood-hazard zone. So you can immediately see what this is. This is the government\u2019s drawing up the rules —<\/p>\n

RUSH: Well, now, wait a minute. Isn\u2019t pretty much every mortgage government backed through Fannie and Freddie, ultimately?<\/p>\n

CALLER: Well, it\u2019s probably headed that way, yes.<\/p>\n

RUSH: Yeah, but so —<\/p>\n

CALLER: You can see how many people this is going to be affecting.<\/p>\n

RUSH: Right, right, right and they can just arbitrarily draw a flood zone and put you in it.<\/p>\n

CALLER: That\u2019s exactly right, and you probably know the flood insurance program is running a $1 trillion deficit because they\u2019ve been subsidizing people for years and years. They\u2019ve been building on floodplains at low rates and this is going to cover it. It\u2019s nothing more than a backhanded tax increase, and it\u2019s potentially going to cost you thousands and thousands of dollars. Because once you\u2019re in a flood zone, now you\u2019ve got to pay the jacked up rates for a special hazard zone as opposed to a preferred risk policy.<\/p>\n

RUSH: Right.<\/p>\n

CALLER: There are absolutely no rules I can see anywhere that determine, you know, exactly how they draw these zones.<\/p>\n

RUSH: So what are you gonna do about this? What do you think can be done?<\/p>\n

CALLER: I have tried… I am beginning to look for lawyers that will help me in a class-action lawsuit against the government. I tried contacting Mark Levin\u2019s legal foundation. They told me they couldn\u2019t help me; I would need to go through a Florida lawyer. This is just beginning. I\u2019ve also contacted Senator Rubio\u2019s office. So we\u2019ll see where this leads, but I can\u2019t believe this can happen in the United States.<\/p>\n

RUSH: Oh, I can. I can. This sounds made to order. This is the exact kind of thing that government does to recoup spending that they\u2019ve blown.<\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: Folks, do not disregard our previous caller. This is hidden taxation. It\u2019s another way for the Regime to redistribute wealth, and it\u2019s all done in a stealth way, and it doesn\u2019t require the bad PR of a tax increase. Nobody knows about it except the people to whom it happens. And basically he was right on the money. FEMA is simply redrawing floodplains. They\u2019re simply declaring that if you happen to live in an area they deem to be a floodplain, and then if your mortgage is backed by the government, then you have to buy flood insurance. <\/p>\n

You may have never purchased flood insurance before because there\u2019s never been a flood where you live. But FEMA, in concert with the EPA, can simply declare, “Well, you know what? Our computer models that say it\u2019s gonna raise two degrees in a hundred years say there might be a big 100-year flood in the next 80 years where you live, and, as such, you need to have insurance.” It\u2019s simply a way — the government\u2019s gonna go get money wherever they can, and they\u2019re gonna get it from people they think have it, be it pension plans or savings accounts or what have you. <\/p>\n

There\u2019s a story out of Dallas from their ABC affiliate WFAA<\/a>, same thing happened in Midlothian. <\/p>\n

\u00c2\u201cAt first glance it\u00c2\u2019s a nice neighborhood in Midlothian. But it didn\u00c2\u2019t look so good recently from inside the mailbox of resident Janet Allen who received a notice from her mortgage company that she was in a \u00c2\u2018Zone A Special Flood Hazard Area.\u00c2\u2019 Allen says she thought, \u00c2\u2018Oh my gosh, what am I going to do? What am I going to do? I don\u00c2\u2019t have the money to pay for this insurance and it is just devastating to me.\u00c2\u2019<\/p>\n

\u00c2\u201cAllen was told FEMA had re-evaluated her property and it was now designated as being in the floodplain with no real explanation why. \u00c2\u2018It makes me mad,\u00c2\u2019 she said. \u00c2\u2018It makes me very angry.\u00c2\u2019 \u00c2\u2026 A Midlothian city official explained there has been a veritable flood of properties newly listed as flood prone in maps just put out by the feds. There are hundreds of new additions from several Midlothian subdivisions–each of them going through what Janet Allen is experiencing, \u00c2\u2018It\u00c2\u2019s been real depressing.\u00c2\u2019 \u00c2\u2026 Allen and some of her neighbors are now in the process of spending hundreds of dollars each to get a new elevation survey done on their properties so they can try to appeal the flood zone characterization. The reason for the increase in properties in the floodplain in Ellis County is that the area was recently re-mapped by FEMA. The agency says better mapping technology and changes in runoff because of new development is driving many of the increases.\u00c2\u201d<\/p>\n

It\u00c2\u2019s just arbitrary. It\u2019s happening all over, and it\u2019s a stealth way of raising taxes. I mean, it\u2019s the federal government selling the insurance. Uh, no, it\u2019s the federal government demanding that you buy it. So keep a sharp eye. You could live in a place where there hasn\u2019t ever been a flood and all of a sudden get one of these notices that you now live in a potential floodplain, and, as such, you have to have flood insurance from the federal government and here\u2019s what it costs. <\/line><\/p>\n

It\u2019s these kind of things not happening with acts of Congress, and how much of this — here\u2019s another thing — how much of this is being done to support this insidious hoax of climate change? I mean, how many people are getting these notices because climate change models are forecasting sea level rises of four feet in the next century, and it could result in a flood in your neighbor. Don\u2019t doubt for a minute that that\u2019s what\u2019s driving some of this. And driving it in the sense of warranting it. “Oh, yeah, global warming, oh, yeah, I\u2019m really worried about it.\u00c2\u201d Well, you could live in a flood zone now because of global warming. What are you gonna do? Because you\u2019ve always bought into it. So don\u2019t think for a minute that it is climate change undergirding this — or not undergirding this; it is. Flood insurance has gone up because of rising sea levels. It\u2019s gonna be very easy for \u2019em to say this, even though it\u2019s all a hoax. <\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: Here\u2019s Mike in Melbourne, Florida. Mike, you\u2019re next on Open Line Friday. Hello. CALLER: Good afternoon, Rush. Thank you for taking my call. RUSH: You bet, sir. CALLER: We need to talk about a new government scheme involving flood insurance that\u2019s going to victimize more and more people across the country. As you know, […]<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","ngg_post_thumbnail":0},"categories":[],"tags":[],"yoast_head":"\nCaller Encounters Flood of Hidden Taxation - The Rush Limbaugh Show<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rushlimbaugh.com\/daily\/2014\/05\/23\/caller_encounters_flood_of_hidden_taxation\/\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:title\" content=\"Caller Encounters Flood of Hidden Taxation - The Rush Limbaugh Show\" \/>\n<meta name=\"twitter:description\" content=\"RUSH: Here\u2019s Mike in Melbourne, Florida. Mike, you\u2019re next on Open Line Friday. Hello. CALLER: Good afternoon, Rush. 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