{"id":8003,"date":"2014-10-24T18:52:28","date_gmt":"2014-10-24T18:52:28","guid":{"rendered":""},"modified":"2014-10-24T18:52:28","modified_gmt":"2014-10-24T18:52:28","slug":"caller_i_can_t_afford_my_insurance_premium","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2014\/10\/24\/caller_i_can_t_afford_my_insurance_premium\/","title":{"rendered":"Caller: I Can\u00c2\u2019t Afford My Insurance Premium"},"content":{"rendered":"

\"Listen<\/a><\/p>\n

RUSH: Here\u2019s Sandy in Davenport, Iowa. Sandy, hi. Glad you waited. Great to have you on Open Line Friday. Hi.<\/p>\n

CALLER: Hi. It\u2019s great to get through to you.<\/p>\n

RUSH: Thank you very much.<\/p>\n

CALLER: It\u2019s my first time, so I\u2019m nervous.<\/p>\n

RUSH: Your first time? They say you never forget.<\/p>\n

CALLER: Oh, I probably won\u2019t. I\u2019m shocked that I got through, but it\u2019s great.<\/p>\n

RUSH: I\u2019m glad you\u2019re here.<\/p>\n

CALLER: I think I was meant to talk to you today. I was listening to you today in my home, and I opened my — got my mail, opened it up, and I know as soon as I see my Wellmark envelope that it\u2019s gonna be probably be a premium increase, and of course it was, so it\u2019s going up another $53. I pay 890 now. Now I\u2019ll have to pay 943.<\/p>\n

RUSH: Wait. A month?<\/line><\/p>\n

CALLER: Yes.<\/p>\n

RUSH: No, no, no, no, no. You\u2019ve got to be wrong. Obama said that people\u2019s premiums are gonna be — they\u2019re either gonna come — he said they\u2019re gonna be reduced $2500.<\/p>\n

CALLER: No. Well, I knew that wasn\u2019t true. So —<\/p>\n

RUSH: Oh.<\/p>\n

CALLER: But I don\u2019t know how anybody can pay that. I know last year —<\/p>\n

RUSH: What is your deductible?<\/p>\n

CALLER: 4200.<\/p>\n

RUSH: So you\u2019ve got out of pocket 4200 before you even have any contribution from the insurance policy?<\/p>\n

CALLER: Yes.<\/p>\n

RUSH: And for that you\u2019re paying nearly $500 a month be with did you say, or 900?<\/p>\n

CALLER: Right now we\u2019re paying 890 a month.<\/p>\n

RUSH: Go to nine —<\/p>\n

CALLER: And now it\u2019s gonna go up to 934.<\/p>\n

RUSH: And you\u2019re thinking man, what a deal, and you\u2019re probably think you — well, you know, Wellmark is gonna be in trouble. I mean, who — you\u2019re right, who can pay this? You see, this is the object. I — look, I\u2019m not trying to be —<\/p>\n

CALLER: I guess — how — you either gotta eat or pay your bills or —<\/p>\n

RUSH: Right.<\/p>\n

CALLER: I guess why not, why have insurance? Just pay for it when you get sick and —<\/p>\n

RUSH: Except no, see, now, if you do that, you\u2019re gonna get a fine. The IRS is gonna take out of your refund what you should be pay. There\u2019s a fine schedule.<\/p>\n

CALLER: Well, be cheaper.<\/p>\n

RUSH: For the first couple years, yes. For the first. That\u2019s the plan. The first couple years you are to pay the fine, and by that time, Wellmark is gone, and every other private sector insurance company is gone, and after you\u2019ve paid your fines a couple years and the private sector\u2019s wiped out, you\u2019ve only got one place to go: HealthCare.gov.<\/p>\n

CALLER: And that\u2019s probably what they\u2019re trying to do with keeping on raising this, right?<\/p>\n

RUSH: I don\u2019t know that Wellmark is trying, but I know that\u2019s what the Democrat plan is, that\u2019s what their — that\u2019s what their orgasm dream has been about, is government-run, it\u2019s called single payer socialized medicine.<\/p>\n

CALLER: Right.<\/p>\n

RUSH: That\u2019s — you get that fully implemented, you have total control over the population.<\/p>\n

CALLER: So what can we do to get this lowered or get rid of it?<\/line><\/p>\n

RUSH: This is going to require a full-on effort of the Republican Party to repeal as much of this, and it\u2019s getting harder as time goes on, as this settles in, as the tentacles of Obamacare dig deep into the fabric of society, it\u2019s gonna get harder and harder and harder once these benefits start pouring, the subsidies, to yank it away from people. But see, I don\u2019t know what you do, when you can\u2019t afford it, when you can\u2019t pay it, and when the fines become more expensive than the policy —<\/p>\n

CALLER: Well —<\/p>\n

RUSH: — I think that\u2019s when magic will happen and there will be a plan for you at HealthCare.gov, down the road.<\/p>\n

CALLER: Supposedly we\u2019re grandfathered in, so –<\/p>\n

RUSH: How that his working out for you?<\/p>\n

CALLER: Well, I get to keep the doctors that I have now, of course, I guess so, is what that means. So that\u2019s why I don\u2019t want to go on the website and do all that garbage.<\/p>\n

RUSH: Right.<\/p>\n

CALLER: So — but it says on my paper here, says, “This amount may also reflect a new age category you moved into.” What\u2019s the new age category that I moved into?<\/p>\n

RUSH: It means your age, they\u2019re grouping people demographically by age, and of course, as you get older, your insurance gets more expensive. So they just arbitrarily put you in a new age category. I don\u2019t think they mean head to the mountaintop and start doing harmonic convergence, not that kind of New Age. I think they\u2019re talking about your chronological age. But you could go to Mount Shasta and go, “Ohm” and see if it lowers your premium. I mean, it\u2019s as good as any other thing.<\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: I was not trying to be mean to the previous caller. When I couldn\u2019t afford something, I didn\u2019t buy it, but health insurance is a different thing. There\u2019s a story here about Blue Cross has revealed 2015 health insurance rate increases, \u00c2\u201cNorth Carolina\u2019s largest health insurer said Wednesday their rates are gonna go up 13% on average.\u00c2\u201d I think it\u2019s — I don\u2019t want to say “criminal”– but it really is disingenuous. They\u2019ve out there promising everybody their premiums are gonna come down, keep your doctor. The lies that were told to gain support for this thing, I don\u2019t know what to do if you can\u2019t afford it. The one thing you can do is vote, but that\u2019s not gonna reduce your premium, but one thing you can do is take whatever step you can to get rid of the Regime and the party that has imposed this on everybody. <\/p>\n

This breaks my heart, this is so predictable. We could see this coming a mile away. And what\u2019s gonna happen is, a lot of people aren\u2019t gonna be able to afford it, and that\u2019s when the government\u2019s gonna go in as the savior. That\u2019s when Obama, whoever is the president, is gonna come in and say, \u00c2\u201cWe\u2019ve got the plan, we\u2019ve got the solution for you.\u00c2\u201d HealthCare.gov, government-run healthcare, whatever it is, and it\u2019ll be subsidized, and it\u2019ll be affordable and so forth. The government doesn\u2019t have to make a profit on anything. They never do. <\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: Here\u2019s Sandy in Davenport, Iowa. Sandy, hi. Glad you waited. Great to have you on Open Line Friday. Hi. CALLER: Hi. It\u2019s great to get through to you. RUSH: Thank you very much. CALLER: It\u2019s my first time, so I\u2019m nervous. RUSH: Your first time? They say you never forget. 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