{"id":33023,"date":"2011-05-19T02:10:06","date_gmt":"2011-05-19T02:10:06","guid":{"rendered":""},"modified":"2011-05-19T02:10:06","modified_gmt":"2011-05-19T02:10:06","slug":"a_rush_baby_with_bad_insurance","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2011\/05\/19\/a_rush_baby_with_bad_insurance\/","title":{"rendered":"A Rush Baby with “Bad” Insurance"},"content":{"rendered":"
\n

RUSH: Rachel, 23 years old, Bartow, Florida. Great to have you on the EIB Network. Hello.<\/p>\n

<\/a>CALLER: Hi, Mr. Limbaugh. Mega dittos. I\u2019ve been listening to you since Day One. I was a really little kid, but I\u2019ve been listening to you ever since.<\/p>\n

RUSH: Thank you very much.<\/p>\n

CALLER: Well, I have health insurance. I work for a national home improvement chain, and my health insurance is absolutely horrible. It is awful. I cannot stand it. I cannot wait to get out of any part-time job and go into the full-time world after I get my degree. I\u2019d just like to say: That health insurance that I have right now is still better than what Obama is proposing.<\/p>\n

RUSH: What is so bad about your health insurance?<\/p>\n

CALLER: Well, the number one thing that gets to me is in order for me to go to ER, they don\u2019t cover ER visits unless I\u2019m hospitalized. So if I\u2019m in a very severe car accident and I have to be hospitalized, then they\u2019ll cover the ER visit. But if I break my arm at seven o\u2019clock at night and have to go to the ER to get it set and everything because my orthopedist isn\u2019t open \u2019til eight a.m. the next day —<\/p>\n

RUSH: Well, here\u2019s — <\/p>\n

CALLER: — then I have to pay that out of pocket.<\/p>\n

RUSH: Well, I got a suggestion for you. There\u2019s an emergency room in Texas —<\/p>\n

CALLER: (chuckles)<\/p>\n

RUSH: — that I think, over — I have so many numbers here, but over — 2,000 visitors by nine patients in six years. Now, that emergency room is obviously treating people that can\u2019t pay.<\/p>\n

CALLER: Yes.<\/p>\n

RUSH: A number of times. Another thing you could do is if you have that catastrophic accident but it\u2019s not enough to hospitalize you just ask for some pain pills. That\u2019s in the Obama health care plan and — if you can\u2019t go to emergency room at least they\u2019ll give you some pain medication.<\/p>\n

CALLER: I would love to take painkillers but if I were to do that then I couldn\u2019t go do my job because heavy machinery is going around, and you don\u2019t want to do that.<\/p>\n

RUSH: Wait a second. You can\u2019t do your job if you\u2019re in the emergency room, either, now. We gotta get our priorities right.<\/p>\n

CALLER: (chuckles) This is true. This is true. But still, it\u2019s absolutely amazing to me how —<\/p>\n

RUSH: Look, you\u2019re a part-time worker. <\/p>\n

CALLER: — much worse off I would be.<\/p>\n

RUSH: You\u2019re a part-time worker, but your story illustrates what national health care really ought to be. Catastrophic only, we cover everybody on catastrophic illness, accidents, because that\u2019s what breaks everybody\u2019s bank. You don\u2019t need health insurance for annual checkups, tests. You can pay for that or you can buy a different policy that will be a lot cheaper that would cover those things if you want to. This catastrophic care, that\u2019s what scares people your age. You\u2019re not worried about a terminal disease right now. You\u2019re worried about an accident that lays you up and you can\u2019t afford to pay for it.<\/p>\n

CALLER: Well, it\u2019s funny you say that because I have a herniated disk in my neck. I still go to work every day. I never call in sick. I don\u2019t complain about it. I\u2019m not on narcotics. I don\u2019t do painkillers. It\u2019s just not my thing. I don\u2019t like being looped out like that. I don\u2019t see a problem. I mean, my health insurance is bad but I still don\u2019t have a problem getting the medical attention that I need for my pain.<\/p>\n

RUSH: That\u2019s the point. That\u2019s the reason I took your call. You are not first in line Rachel, and I didn\u2019t put you first in line because Rachel is one of my all-time top ten favorite female names. <\/p>\n

CALLER: (giggles)<\/p>\n

RUSH: I put you first in line because of this story that I\u2019m holding here in my formerly nicotine-stained fingers. It\u2019s from the Associated Press and it\u2019s a cry, sob story that is designed to help Bam get back in gear on health care. The headline: ‘No Jobs, No Insurance, Hard Times for Young Adults — One-in-Three Twenty-Somethings is Without Health Insurance.\u2019 (Gasp!) Oh, no! What a horrible country. It goes on.<\/p>\n

CALLER: None of my friends need health insurance. They\u2019re never sick. So what does it matter?<\/p>\n

RUSH: See, that\u2019s the key. Most health expenses come later in life. I\u2019m not going to read the whole story here to you, but it starts: ‘Emily Weinstein graduated from college into an economic meltdown, and as a self-employed jewelry maker she\u2019ll be lucky to bring in $16,000 this year. Heath insurance is out of reach, so she avoids thinking about what would happen if she got sick, was hurt in a traffic accident or was severely burned… ‘Would I have to declare bankruptcy at age 23 or would my parents have to bail me out?\u2019 asked Weinstein, of Portland, Ore. ‘What would I do?” Oh, what would I do! (crying)<\/p>\n

CALLER: You\u2019re talking to somebody who has their back surgery already and I\u2019m working part time.<\/p>\n

RUSH: Yeah, but wait a second, Rachel, when you go and you read the story and it\u2019s three pages long, you find out that all of these people got the health care they needed. They don\u2019t have insurance, but they all get health care — miraculous, timely, brilliant, lifesaving-enhancing, cutting-age health care. In a story ‘No Jobs, No Insurance, Hard Times for Young Adults,\u2019 this story nevertheless points out that these people do get health care. It\u2019s just not apparently worth paying for. So here we have a system where the vast majority of Americans get all this astonishing medical care that costs so much nobody can afford it (which is a problem, by the way). They may not have insurance, but they\u2019re getting health care. This story inadvertently points that out.<\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: Rachel, 23 years old, Bartow, Florida. Great to have you on the EIB Network. Hello. CALLER: Hi, Mr. Limbaugh. Mega dittos. I\u2019ve been listening to you since Day One. I was a really little kid, but I\u2019ve been listening to you ever since. RUSH: Thank you very much. CALLER: Well, I have health insurance. 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