{"id":32534,"date":"2009-05-28T01:01:01","date_gmt":"2011-05-19T02:20:35","guid":{"rendered":""},"modified":"2011-05-19T02:20:35","modified_gmt":"2011-05-19T02:20:35","slug":"a_victim_of_the_obama_economy","status":"publish","type":"post","link":"https:\/\/admin.rushlimbaugh.com\/daily\/2009\/05\/28\/a_victim_of_the_obama_economy\/","title":{"rendered":"A Victim of the Obama Economy"},"content":{"rendered":"
\n

RUSH: We\u2019ll start in Orlando, Florida. Diane, thank you for calling. Great to have you here with us.<\/p>\n

CALLER: Hi, Rush. How you doing?<\/p>\n

RUSH: Fine, thank you.<\/p>\n

CALLER: I\u2019m like a poster child for what\u2019s happening in this economy. I was laid off by a large bank in December. I immediately called about my mortgage, because of this modification situation and was told that they don\u2019t do modifications. So they suggested I short sell my house.<\/p>\n

RUSH: Wait, wait, wait, just a second. Let\u2019s go back here to the beginning. You got laid off by a large bank in December.<\/p>\n

CALLER: Yes.<\/p>\n

RUSH: You knew at that point that you would not have any steady income for a while but you still had to make your mortgage payment correct?<\/p>\n

CALLER: Right, because of what I did for a living I sort of anticipated that this is not going to be a viable option the next probably two years.<\/p>\n

RUSH: Right. So you called who about your mortgage modification situation?<\/p>\n

CALLER: I called the banks. The first people I called was my mortgage lender. I came home and talked to my husband, we looked at our money and said, okay, this isn\u2019t a viable option, so I called my lender and told them what the story is.<\/p>\n

RUSH: Okay. Wait, wait. Don\u2019t move too quickly here for me.<\/p>\n

CALLER: Okay.<\/p>\n

RUSH: So you get laid off, you realize you gotta make your mortgage payment. Did you say you work in the mortgage department at the bank that laid you off?<\/p>\n

CALLER: No, I was a recruiter at the bank.<\/p>\n

RUSH: All right, okay, you were a recruiter.<\/p>\n

CALLER: Yeah.<\/p>\n

RUSH: What, recruiting clients?<\/p>\n

CALLER: I was a legal recruiter for a large bank. I recruited the attorneys that worked for one of the largest banks.<\/p>\n

RUSH: Oh, you\u2019re a headhunter.<\/p>\n

CALLER: But inside the bank.<\/p>\n

RUSH: Inside the bank.<\/p>\n

CALLER: Hm-hm.<\/p>\n

RUSH: An internal headhunter.<\/p>\n

CALLER: Yes.<\/p>\n

RUSH: So they laid you off because there were no heads they needed hunted because they weren\u2019t hiring. But you still have to pay your mortgage. <\/p>\n

CALLER: Exactly.<\/p>\n

RUSH: Now at this time, had the president-elect, had anybody in the government announced — because this was December, so he wasn\u2019t immaculated yet.<\/p>\n

CALLER: Right.<\/p>\n

RUSH: Had anybody in the government announced a mortgage rescue plan that you could avail yourself of?<\/p>\n

CALLER: Well, they had talked about it. So after they said that there\u2019s nothing they can do — and the other problem we had is that we were current on our montage, which we always have been.<\/p>\n

RUSH: Oh, well, see that\u2019s a problem. If you\u2019re way behind, you would have been able to get help.<\/p>\n

CALLER: Exactly. And that\u2019s what they said to me, that you have to stop making your mortgage payments, and then I said, ‘Well, this doesn\u2019t really go to what we do. We have excellent credit; we don\u2019t owe anybody anything; we own our cars; we pay everybody on time and that\u2019s not something that we\u2019re comfortable with,\u2019 and then, ‘Well, then there\u2019s nothing anybody can do. They\u2019ll just foreclose on you if you wind up not being able to make your payments.\u2019 So we waited until he came into office and again I did everything they said, I wrote letters and did everything I needed to. And in the meanwhile, I had called our new congressman — I\u2019m in Orlando, and we have a new very wacky congressman. I called his office because I understood retraining was going to be part of all these packages, so I offered to get retrained to do anything to get a job, and they told me they didn\u2019t know where I could go for this retraining, but they knew it was part of the package.<\/p>\n

RUSH: Now, wait, wait, wait. What month did this happen?<\/p>\n

CALLER: This is all in late January after he was anointed. I called then because I thought, okay, if this is all in process, then right after he said, you know, we had to save everybody and we need all this money to save the mortgages, I called immediately, I started making my phone calls saying, ‘Okay, here\u2019s our situation.\u2019 And, you know, ‘Can anybody help us?\u2019<\/p>\n

RUSH: All right, let\u2019s cut to the chase. Have you been foreclosed on?<\/p>\n

CALLER: No, they just started the process. <\/p>\n

RUSH: You\u2019re still unemployed?<\/p>\n

CALLER: Yes, but looking.<\/p>\n

RUSH: Okay. It\u2019s tough.<\/p>\n

CALLER: It\u2019s very tough because hiring attorneys is not something that\u2019s going to come back soon. That\u2019s why I called and thought I could get retrained. I\u2019ll do anything, it doesn\u2019t matter.<\/p>\n

RUSH: Well, now, wait a minute. I\u2019m always puzzled by this retraining business. What do you want to get retrained to do?<\/p>\n

CALLER: I don\u2019t know. <\/p>\n

RUSH: What do you love?<\/p>\n

CALLER: Well, I loved what I did.<\/p>\n

RUSH: Yeah, but it\u2019s not available to you unless you want to start your own business doing it.<\/p>\n

CALLER: Right. Right. I was interested in doing paralegal work because there will always be paralegals for bankruptcy attorneys in this economy or I could go into nursing or anything, I would do whatever was available.<\/p>\n

RUSH: All right, but the point of your call is that despite all the promises for assistance with your mortgage and to be retrained, having lost your job, there has been zilch, zero, nada? <\/p>\n

CALLER: Nothing and to add insult to injury the bank suggested that we do a short sell on our home since we\u2019re in central Florida and my home is worth less than what we owe on it.<\/p>\n

RUSH: So you\u2019re under water.<\/p>\n

CALLER: Right. We put it for short sell, we got an offer immediately and now the bank has come back to us and said they\u2019ll only agree to the short sale if we make up the difference between what the people have offered and what we owe on it so —<\/p>\n

RUSH: They\u2019re not willing to work with you on this?<\/p>\n

CALLER: No. And our Realtor said, well, if that was the case, if they had that much money wouldn\u2019t they just save their own home —<\/p>\n

RUSH: I can\u2019t believe what I\u2019m hearing.<\/p>\n

CALLER: Oh, yeah. And it goes on and on because then what we had originally been told is that it will be okay on our credit because it\u2019s a short sale, not a foreclosure. So then last week I called a mortgage broker and just said, you know, we\u2019d be interested, we have children with special needs so we like to be settled down.<\/p>\n

RUSH: What\u2019s the big lesson you\u2019ve learned here?<\/p>\n

CALLER: Don\u2019t believe anybody. You\u2019re in it for yourself. Save yourself. I don\u2019t trust the government at all.<\/p>\n

RUSH: Ah! There you go. You got to amend ‘don\u2019t believe anybody,\u2019 to ‘don\u2019t believe a government promise.\u2019 Virtually every circumstance you encountered was supposed to have relief.<\/p>\n

CALLER: Right.<\/p>\n

RUSH: You were supposed to be able to go to a website or make a phone call and all would be okay. The president of the United States has been on television repeatedly since he was immaculated assuring people. Now, your problem, as you identified at the very beginning of your call is you were never behind on a payment. Your credit was good. Therefore, you are not a target of assistance. You are a target to be damaged. The solution — and you also nailed this — self-reliance, your own self-interest. You\u2019ve learned who you can\u2019t depend on. You know you can depend on yourself and your husband. So snap to.<\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: We\u2019ll start in Orlando, Florida. Diane, thank you for calling. Great to have you here with us. CALLER: Hi, Rush. How you doing? RUSH: Fine, thank you. CALLER: I\u2019m like a poster child for what\u2019s happening in this economy. I was laid off by a large bank in December. 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